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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Credit history and credit scores
  • Income and payment history

When you are no longer our member, we continue to share your information as described in this notice.

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Merho Federal Credit Union chooses to share; and whether you can limit this sharing.
*For more information call 814-535-3116 or 877-540-8121.

Reasons we can share your personal information Does MERHO Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus         YES         NO
For our marketing purposes to offer our products and services to you.         YES         NO
For joint marketing with other financial companies         NO         —
For our affiliates’ everyday business purposes information about your transactions and experiences         NO         —
For our affiliates’ everyday business purposes information about your creditworthiness         NO         —
For non-affiliates to market to you         NO         —

Several members have contacted us stating that they are receiving calls from someone claiming to be MERHO's fraud dept and our number appears as the number they are calling from. Our card department will contact you via text or email just to verify a charge is one that you have done, they will not ask for personal information. Please contact MERHO before ever giving out any personal information.