MERHO Federal Credit Union serves the following membership base: Employees and immediate family members of the following groups:

• Breezeline – Johnstown
• Bishop McCort High School- Staff and Students
• Cambria Residential Services
• Cardiology Associates of Johnstown
• Chan Soon-Shiong Medical Center at Windber
• Chan Soon-Shiong Institute of Molecular Medicine at Windber
• Conemaugh Health System, Duke Lifepoint Healthcare
• Conemaugh Physicians Group
• Conemaugh School Of Nursing
• DRC Expediting
• 1889 Foundation
• Laurelwood Care Center
• Laurel Highlands On & Off Road Bicycling Assoc (LHORBA)
• LHC Group (Formerly Conemaugh Home Health)
• LHC Group (Formerly Conemaugh Hospice Home Nursing)
• Meyersdale Medical Center
• Mt Aloysius College
• Problem Solutions
• Quality Life Services at Westmont Woods
• Rosewood Personal Care
• Senior Life Johnstown
• Select Specialty Hospital Of Johnstown
• Valley Pike Manor Inc.

MERHO is conveniently located at:

15 Irene Street
Johnstown, PA 15905
814-535-3116
Monday – Friday
(Lobby) 8:00-4:30
(Drive-up) 7:00-5:00
Saturday
(Drive-up Only)
8:30-12:00

194 Donald Lane
Suite 2
Johnstown, PA  15904
814-266-3076
Monday – Friday
(Lobby) 8:00-4:00
(Drive-up) M-W-F 8:00-5:00
(Drive-up) Tues-Thurs 8:00-4:30
Saturday
(Drive-up only)
9:00-12:00

With ATM locations at:

• The Atrium at Memorial Medical Center, 1086 Franklin Street, Johnstown, PA 15905
• Just off the main lobby, next to the pharmacy at Chan Soon-Shiong Medical Center at Windber, 600 Somerset Avenue, Windber, PA  15963
• First floor, main lobby, Conemaugh Medical Park, One Tech Park Drive, Johnstown, PA  15901

24 Hour Phone Service

You can call the office 24 hours a day to make transfers from savings to checking, check your balances, and request a check be sent to you.

AUDIO Response Number:
814-535-5807

Share – Savings Accounts

• Everyday savings
• Rainy Day savings
• Christmas Club
• Vacation Club
• Education Club

Share Draft – Checking Accounts

• No minimum balance
• No monthly Service Charges
• 1st box of checks is free
• Six no-charge automatic transfers for overdraft protection from your savings per month

Share Certificates (CD’s)

Our certificates are paying a competitive rate of return with a minimum deposit of $500.00 and terms are 6, 12 or 36 months.

IRA’s

Traditional, Roth, and Coverdell Education

LOANS

Auto:  New/Used
Boat
Signature:
          Vacation
          Back to school
          Holiday Expense
Mobile Home
Home Equity
Revolving Line of Credit

Debit and Credit Cards

VISA Debit Card –  Access your checking account 24/7 with our debt card.   It can be used at ATM’s or to make purchases instead of writing a check.

VISA Credit Card –  Annual percentage rate is 9.99%, 25 day grace period on purchases if you pay your balance in full.  No annual fee. Best of all – CASH BACK REWARDS!

Re-Loadable Visa/Travel Cards (CU Money)
Minimum $100.00    –    Maximum $5000.00