Loan Rates

2018-2020 : 60 Months : 3.25%

2018-2020 : 72 Months : 3.25% (Must be over $20,000.00)

2015-2017 : 48 Months : 3.75%

2012-2014: 42 Months : 5.00%

2010-2011 : 36 Months : 6.00%

Home equity/second mortgages. Finance 80% of the appraised value.  Please call the office for current mortgage rates.
*CAN BE USED FOR TUITION EXPENSES, HOME IMPROVEMENT, etc.

Term 15 years      (20 years if over $75,000.00)

NO FEES*     (*FOR QUALIFYING PROPERTIES)

Rate 9%

Per Month Payment : Amount Borrowed
$50.00 : $500-$2,500
$75.00 : $2,501-$3,000
$100.00 : $3,001-$3,500
$125.00 : $3,501-$4000
$150.00 : $4,001-$4,500
$175.00 : $4,501-$5,000
$200.00 : $5,001-$6,000

• Motorcycle Loans : Same rates as car loans (book value)
• All Terrain Vehicles : 10%
• Signature Loans : 11.25% APR with 20% collateral. 40% or less debt ratio
• Shared Secured Loans : 4% APR secured by regular share certificate
• Seasonal loans : 5% APR $500.00 up to $3,000 for 12 months
• Unsecured up to $10,000: 9% Debt ratio of 30% or less

$7.00 Application Fee on Regular Loans (covers charge for credit report)
$25.00 Loan Cancellation Fee