Loan Rates

*Terms based on year and value of vehicle.

2020-2022:  As low as 5.00%

2017-2019:  As low as 5.25%

2014-2016:  As low as 6.50%

2012-2013:  As low as 7.50%

Add .5% for 72 months for qualifying vehicles
Add 1.00% for 84 months for qualifying vehicles

*Rates are subject to change without notice – please call to confirm today’s rates.
**Other terms and conditions may apply.

Home equity/second mortgages. Finance 80% of the appraised value.  Please call the office for current mortgage rates.
*CAN BE USED FOR TUITION EXPENSES, HOME IMPROVEMENT, etc.
**Rates are subject to change without notice – please call to confirm today’s rate.

Term 15 years      (20 years if over $75,000.00)

NO FEES*     (*FOR QUALIFYING PROPERTIES)

OPEN END/VARIABLE RATE LINE OF CREDIT

Rate 9.00%

Per Month Payment : Amount Borrowed
$50.00 : $500-$2,500
$75.00 : $2,501-$3,000
$100.00 : $3,001-$3,500
$125.00 : $3,501-$4000
$150.00 : $4,001-$4,500
$175.00 : $4,501-$5,000
$200.00 : $5,001-$6,000

*Rates are subject to change without notice – please call to confirm today’s rates.
*Other terms and conditions may apply.

• Motorcycle Loans : Same rates as car loans (book value)
• Shared Secured Loans : 4% APR secured by regular shares or certificate (closed end)
• Seasonal loans : As low as 5% APR $500.00 up to $3,000 for 12 months
• Unsecured up to $10,000:  As low as 9.00% Debt ratio of 38% or less
• Certificate Secured loan:  2% above certificate rate (open end/variable rate)

*Rates are subject to change without notice – please call to confirm today’s rates.
**Other terms and conditions may apply.

$7.00 Application Fee on Regular Loans (covers charge for credit report)
$25.00 Loan Cancellation Fee