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Credit Cards

Compare to your ordinary VISA card! No annual fees. Interest rate is 9.99% APR.  Think about switching to a MERHO VISA credit card and leave your other ones at home! Download the Credit Card application found under the resources tab.

Advantages :

• Lower than market Annual Percentage Rate

• 25-day grace period on purchases

• No cash advance fees

• Consolidate your bills and save money

• $30.00 late fee

• $10.00 replacement fee

. Cash back rewards on every purchase (posted on May statement)

BALANCE INQUIRIES: 1-800-433-0505

VISA Prepaid Travel Cards

VISA prepaid travel cards make it easy to travel outside of the state or even the country. These prepaid VISA’s can be reloaded with money at any time via the Internet at or at the credit union. Perfect for vacations, college students, and to give as gifts! The best part about the VISA prepaid travel card is it’s FREE!

Several members have contacted us stating that they are receiving calls from someone claiming to be MERHO's fraud dept and our number appears as the number they are calling from. Our card department will contact you via text or email just to verify a charge is one that you have done, they will not ask for personal information. Please contact MERHO before ever giving out any personal information.